Understanding Virtual and Prepaid Cards for Online Use

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Question:

I’m talking about normal banking card that still work online only not in personal

Answer:

It sounds like you're referring to a virtual banking card or a prepaid card that can be used for online transactions but not for in-person purchases. These types of cards are often used for online shopping, subscriptions, or to enhance security when making purchases online. Here are a few key points about them:

  1. Virtual Cards: Many banks and financial institutions offer virtual cards that can be generated through their mobile apps or online banking platforms. These cards typically have a unique card number, expiration date, and CVV, which can be used for online transactions.

  2. Prepaid Cards: Prepaid debit cards can be loaded with a specific amount of money and used for online purchases. They are not linked to a bank account and can be a good option for budgeting or for those who may not have a traditional bank account.

  3. Security: Using a virtual or prepaid card for online transactions can enhance security, as you can limit the amount of money on the card and avoid exposing your primary bank account information.

  4. Usage: While these cards are great for online shopping, they may not be accepted for in-person transactions, especially if the merchant requires a physical card.

  5. Fees: Be aware that some prepaid cards may come with fees for activation, reloading, or monthly maintenance, so it's important to read the terms and conditions.

If you have a specific card or service in mind, feel free to provide more details, and I can offer more tailored information!